ATM and VISA® Debit Cards
Managing your money is easier with a Fidelity ATM or VISA® Debit Card. Each card gives you direct access to your personal checking and savings accounts… giving you more flexibility and control of your funds. And to help prevent debit card fraud, we continually monitor VISA® debit card activity so that unusual debit card spending activities are quickly identified.
| ATM Card | VISA® Debit Card | |
|---|---|---|
| Checking Accounts | Access Fidelity Checking Accounts | |
| Savings Accounts | Access Fidelity Savings Accounts | |
| Point of Sale Transactions (POS) | No | Wherever VISA® is accepted |
| ATM Deposits and Withdrawals | Yes | Yes |
| Accessible ATMs | Any Fidelity ATM or other ATMs with the VISA®, STAR, or PLUS logos | |
| Daily Limits | Up to $400 per day from an ATM | Up to $400 per day from an ATM; up to $750 per day using VISA®, STAR, or PLUS networks |
| Service Fees | $5.00 for unreturned cards upon account closure $5.00 for each lost or damaged card | |
| Annual Fee | None | None |
| Fraud Protection | No | Yes |
| Application Required | Yes | Yes |
Lost your card? Contact us at (785) 295-2100 during business hours or at (620) 694-6767 after business hours.
ATM Safety Tips
Follow these safety precautions at all ATMs, especially at night.
- Know where your card is at all times. If it is lost or stolen, notify Fidelity immediately.
- Memorize your personal identification number (PIN). Do not write it on your card or carry it with you.
- Never give your PIN to anyone. You will never be asked for your PIN by a Fidelity employee.
- Never approach an ATM if you have any doubts, fears, or if a suspicious person is nearby.
- Never approach an ATM after dark if the lights at the site do not appear to be bright enough.
- Shield the ATM keyboard with your body so others cannot observe you entering your PIN. Be sure to remove your card when you are done.
- Never count your money at the ATM or leave with your wallet and/or cash exposed.
- Do not leave your vehicle running or your keys in the ignition when using a walk-up ATM.
- Always keep your car running and doors locked when using a drive-up ATM.
- Keep at least one car length between your car and the vehicle in front of you when waiting to use an ATM. This way you can exit quickly if necessary.
- If you are followed from an ATM, go to an area where there are other people and plenty of activity. If you are driving, go to the nearest police department.
International Travel
Please contact us prior to your departure to avoid problems using your Fidelity VISA® Debit Card while traveling abroad.
“Effective September 1, 2019, an ISA/Cross Border fee of 1.7% of any international transaction will be assessed for Visa Check Card purchases or ATM withdrawals made overseas (outside the United States, Puerto Rico, or the U.S. Virgin Islands).”
