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- Unsecured Personal Loan
- Unsecured Loan
Get an easy loan of up to 6 Million shillings without security and achieve your dreams; get the best education for your children, go on a shopping spree in Dubai, put up a down payment for your dream house, take advantage of that investment opportunity. This is a quick loan with a turnaround time of less than 48 hours. It’s designed for the employee of a company with a check-off agreement with NBK.
Why choose Unsecured Loan
Short processing period
Your loan takes a maximum of 48 hours to get processed
Easily accessible
See Also6 Best Banks for Personal Loans in March 2024Who will give me a loan when no one else willWhat To Do If You Are Denied A Loan | BankratePersonal Loans | Direct Lender Loans | Fair FinanceIt’s readily available to employees of companies with a check-off agreement with the bank
No need to provide an asset to secure the loan.
No need to provide an asset to secure the loan.
Easy payments
Payments are deducted each month from your pay by your employer
Loan buy-offs
See AlsoHow Kiva US works — Kiva U.S.You can buy off loans from other financial institutions i.e. micro finances and SACCO's
Top up your loan
Get an additional loan for other needs after making 3 consecutive payments
Rates and fees
- Loan amount – minimum of KSh 50,000 and maximum of KSh 6,000,000
- Interest Rate – CBR + Bank Margin % p.a reducing balance.
- Tenure – minimum of 6 months and a maximum of 84 months
- Negotiation fees – 2% for new loans and buy offs; 1.5% for top-ups
Internal costs
- Appraisal fees
External costs
- Excise duty
- Risk margin (insurance against retrenchment and death)
I would like to get an estimate for a loan
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