mortgage finance SECTOR
(Click on any image to open in larger view)
STATE OF THE MORTGAGE FINANCE MARKET
Residential Mortgage Market Size: | S-F Residential $13.994 trillion ⇧ 2.8% YoY | M-F Residential $2.199 trillion ⇧ 7.6% YoY | |
Mortgage Originations: | Total Originations $1.639 trillion LTM ⇩ (27)% YoY | Purchase Originations $1.325 trillion LTM ⇩ (16)% YoY | Refinance Originations $0.314 trillion LTM ⇩ (53)% YoY |
Mortgage Interest Rates: | 6.87% ⇧ 27 bps YoY | | |
Investors in S-F Mortgage Assets: | Commercial Banks $5.758 trillion 41% of mortgages | Federal Reserve $2.432 trillion 17% of mortgages | |
Secondary Mortgage Market: | Fannie Mae, Freddie Mac, and Ginnie Mae | MBS Outstanding: $9.830 trillion ⇧ 2.8% YoY | MBS Issuance LTM: $1.075 trillion ⇩ (35.6)% LTM YoY |
Mortgage Loan Quality: | Loan delinquencies: Low | Net charge-offs: Nominal | |
SIZE OF THE U.S. RESIDENTIAL MORTGAGE MARKET
Single Family Residential Loan Market
Multi-Family Residential Loan Market
RESIDENTIAL MORTGAGE LOAN ORIGINATION TRENDS
Mortgage Originations - Annual Trends
Mortgage Originations vs 30 yr FRM
Mortgage Interest Rates Since 2000
Change in Mortgage Rates Over Past 5 Years
Spread to USTreasuries Since 2000
Mortgage Rates Since 1976
INVESTORS IN SINGLE FAMILY RESIDENTIAL MORTGAGE ASSETS
Mortgage Assets Held by Investor Type
SECONDARY MORTGAGE MARKET - AGENCY MBS
Total Agency MBS Market
Fannie Mae MBS Market
Freddie Mac MBS Market
Ginnie Mae MBS Market
Agency MBS Market Share
Ginnie Mae Share of Agency MBS Market
FEDERAL RESERVE BANK IMPACT ON THE MBS MARKET
MBS Holdings by Federal Reserve
MBS Purchases by Federal Reserve
OTHER MORTGAGE MARKET STATISTICS
FHA Loan Endorsem*nts