How To Transfer Money From Apple Pay to Cash App (2024)

Cash App is one of the most popular mobile payment apps, allowing users to transfer money to friends and pay vendors. To start using this app, you must ensure that your Cash App account is connected to a valid funding source.

You can set up a Cash App account with the help of a debit card. Once your account is active, you can transfer money from various sources, like Apple Pay or Samsung Pay, to Cash App.

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Transferring Money From Apple Pay To Cash App

Unfortunately, it is not currently possible to transfer money directly from Apple Pay to Cash App — you must first transfer the funds to a bank account. Then, you must send those funds to Cash App.

There are two steps to transfer money from Apple Pay to Cash App.

1. Transfer Money To Your Bank Account

Apple Pay is the default payment app on iOS and is extremely efficient. Users can set it up within seconds by adding their debit or credit card to their iPhone Wallet app.

To transfer money from Apple Pay to your bank account, complete these steps:

1. Ensure your iPhone or iPad has the latest version of iOS or iPadOS, and you added an eligible debit card to the Wallet app.
2. For an iPhone, open the Wallet app, tap the More button under the Apple Cash card, and then tap Transfer to Bank. If you are using an iPad, open the Settings app, tap Wallet & Apple Pay, tap your Apple Cash card, and then tap Transfer to Bank.
3. Enter the desired amount.
4. Select Instant Transfer or 1-3 business days, depending on the urgency of having the funds in your account.
5. Tap on Transfer.
6. You must confirm the transaction with Face ID, Touch ID or passcode.

Once you have followed all these steps, the money will be transferred to your bank account.

2. Transfer Money To Cash App

After you have transferred the funds from Apple Pay to your bank account, you can send those funds to Cash App by following these steps:

1. Head to your Cash App Home Screen and tap the Money tab.
2. Press on Add Cash and choose your desired amount.
3. You can use Touch ID or enter your PIN to confirm the transaction.

It can take up to three business days for the money to reach your Cash App account.

Although the process might seem a bit complicated, it is actually straightforward as long as you have the same bank account linked to both your Apple Pay and Cash App accounts. If you’re using different bank accounts for each, you can either transfer the money between those accounts or link an additional bank account to Apple Pay or Cash App.

Based on the transfer speed you choose, you can transfer your funds from Apple Pay to Cash App within the same day — though you can also opt for slower transfer speeds to avoid fees.

Apple Pay vs. Cash App: Which Is Better?

Both of these virtual payment methods have their share of advantages and disadvantages. Apple Pay comes with the added security benefits of Apple, but it is restricted to iOS users only.

Since Cash App is compatible with both iOS and Android, it has a broader acceptance level. Moreover, Cash App also allows users to buy and sell Bitcoin on the platform and even receive payments via Bitcoin. Cash App also provides investing tools so users can buy and sell stocks through their accounts.

Is Cash App Safe?

Cash App uses cutting-edge encryption and fraud detection technology to secure your data and money. Regardless of your type of connection, any information you submit is encrypted to the Cash App server. That is why it is very safe to make payments or transfer funds to and from Cash App.

However, you should always keep an eye out for scams. No matter how secure the app is, there will be scammers on every platform.

Final Take

Apple Pay and Cash App are both major players in the virtual wallet space, so knowing how to transfer money, whether it’s from your checking or savings account, from Apple Pay to Cash App is essential.

Irrespective of which virtual wallet you use, make sure you consider the security aspects and can manage the transfers efficiently.

Virginia Anderson contributed to the reporting for this article.