4 Best Ways to Send Money From Zelle to Chime (2024)

Chime is a popular online bank that offers a variety of financial services, including checking and savings accounts, debit cards, and credit cards. Zelle is a peer-to-peer (P2P) money transfer service that allows users to send and receive money quickly and easily using their email address or phone number.

How to Send Money From Zelle to Chime

You cannot send money directly from Zelle to Chime, because Chime does not integrate with Zelle. However, there are a few workarounds you can use:

1. Chime Pay Anyone

Chime Pay Anyone is a money transfer feature that allows Chime customers to send money to anyone, regardless of whether they have a Chime account. It is a fast, easy, and secure way to send money to friends, family, and others.

To use Chime Pay Anyone:

1. Open the Chime app.
2. Select the "Pay Anyone" tab.
3. Enter the recipient's: Email address, Phone number, $ChimeSign Or search for the recipient in your contacts.
4. Enter the desired amount of money to send.
5. Add a note (optional).
6. Tap "Send."

2. Use Zelle to Send Money to a Bank Account That is Linked to The Recipient's Chime Account.

Most Chime users have their Chime accounts linked to a traditional bank account. This means that you can send money to the recipient's bank account using Zelle, and the money will then be transferred to their Chime account.

To do this, you will need to know the recipient's bank account number and routing number. You can usually find this information in the Chime app or on the Chime website.

Once you have the recipient's bank account information, you can send money to them using Zelle as follows:

1. Open the Zelle app or website.
2. Enter the recipient's bank account number and routing number.
3. Enter the amount of money you want to send.
4. Review the transfer and click "Send."

The money will be transferred to the recipient's bank account immediately, and it will then be transferred to their Chime account.

3. Use The Zelle App to Link Your Chime Debit Card.

The Zelle app allows you to link your Chime debit card. Once you have linked your debit card, you can use Zelle to send money to other Zelle users, even if they do not have a Chime account.

To link your Chime debit card to Zelle, follow these steps:

1. Open the Zelle app.
2. Tap the "Settings" tab.
3. Tap "Bank accounts & debit cards."
4. Tap "Add a new debit card."
5. Enter your Chime debit card number and expiration date.
6. Tap "Next."
7. Zelle will send a small test deposit to your Chime account. Once you have received the deposit, enter the amount of the deposit in the Zelle app to verify your account.

Once your Chime debit card is linked to Zelle, you can use Zelle to send money to other Zelle users as follows:

1. Open the Zelle app.
2. Tap the "Send" button.
3. Enter the recipient's email address or phone number.
4. Enter the amount of money you want to send.
5. Review the transfer and click "Send."

The money will be transferred from your Chime account to the recipient's Zelle account immediately.

4. Use a Third-Party Money Transfer Service.

There are a number of third-party money transfer services that allow you to send money from Zelle to Chime. Some popular options include:

• Venmo
• PayPal
• Cash App
• Wise
• Remitly
• WorldRemit

Zelle to Chime Money Transfer Fees and Limit

• Fees: Zelle does not charge any fees to send or receive money. However, some banks may charge a fee for using Zelle. Chime does not charge any fees to receive money from Zelle. However, Chime may charge a fee to send money using Zelle. Third-party money transfer services typically charge a fee to send money.
• Limit: You can send up to $2,500 per day using Zelle. The daily limit for receiving money using Zelle is $10,000. Chime has a daily limit of $10,000 for both sending and receiving money using Zelle.

Conclusion

While Zelle and Chime are not directly compatible, there are a few ways to send money from Zelle to Chime. The best method for you will depend on your individual needs and preferences.

Frequently Asked Questions (FAQ)

How can someone send me money to my Chime account?

To receive money in your Chime account: Use direct deposit, accept ACH transfers with account details, deposit checks via the app or mail, or link your Chime card to Zelle.

Can Zelle send money to Cash App?

No, Zelle cannot send money to Cash App. Zelle and Cash App are two different money transfer services that do not integrate with each other.

How do I receive money from Zelle without a bank account?

If you do not have a bank account, you can still receive money from Zelle using a prepaid debit card. However, you will need to create a Zelle account and link your prepaid debit card to it.

What debit cards work with Zelle?

Zelle works with most debit cards issued by US banks and credit unions. However, some prepaid debit cards may not work with Zelle. You can check with your bank or credit union to see if your debit card is compatible with Zelle.

Does Zelle work with Chime?

Zelle does not integrate with Chime. This means that you cannot send money directly from Zelle to Chime. However, you can still receive money from Zelle to Chime by linking your Chime debit card to your Zelle account.

Why is Zelle not working with Chime?

Zelle and Chime have not integrated for a number of reasons. One reason is that Chime has its own proprietary money transfer service, called "Pay Anyone." Chime may also be concerned about the fees associated with Zelle, as Zelle charges banks and credit unions a fee for each transaction.

Can you send Zelle to PayPal?

No, you cannot send Zelle to PayPal. Zelle and PayPal are two different money transfer services that do not integrate with each other.

How do I receive money from Zelle?

To receive money from Zelle, you will need to create a Zelle account and link your bank account or debit card to it. Once your account is set up, you can share your email address or phone number with the person who is sending you money. They will be able to send you money using your email address or phone number.